In order to assist young people to purchase their own houses, the MOF launched the “Preferential Housing Loans for the Youth” offered by the eight banks with government-owned shareholdings with the banks’ own capital from December 1, 2010. On July 16, 2026, the Executive Yuan approved the continuation of the program at its 4,012th Cabinet meeting. The Preferential Housing Loans for the Youth 3.0 will take effect on August 1, 2026. Applications will be accepted through July 31, 2029. As of the end of July 2026, the above-mentioned preferential loan administered by the government-owned share banks had been granted to 521,774 households to the amount of NT$2,825.99 billion.