Those who meet the eligibility requirements for this loan should contact banks with government-owned shareholdings.
The application date is August 1, 2023 to July 31, 2026, and the grant date must be no later than October 31, 2026.
Borrowers can apply for this loan if they are above the age of majority as stipulated by the Civil Code.
Yes, the loan objective is the borrower, including single or married persons, who do not own a house under their name.
No. The Preferential Housing Loans for the Youth is available only to nationals who buy domestic houses.
This loan objective includes first-time house buyers and those who previously had a house but sold or transferred it.
The actual amount of loan verification depends on factors such as the location of the borrower's collateral and the condition of the house; the amount of the loan must be evaluated by the borrower's ability to repay, credit factors, etc., and comprehensively evaluated in accordance with the relevant operating regulations of the eight banks with government-owned shareholdings.
The maximum loan amount is NT$10 million. This loan is available within the maximum loan amount of NT$10 million. If the loan exceeds NT$10 million, it must rely on other loan schemes of the loan bank. If the loan amount is less than NT$10 million, the loan is available only up to the loan amount.
There are no restrictions on the building registration. It can be accepted if the bank confirms that it is for residential use.
No. The loan is available for only one house.
Yes. Based on the reasonable allocation of resources, the borrowers of this loan are limited to those who do not own a house.
No. This loan is borrowed by the banks with government-owned shareholdings with their own funds.