Preferential Housing Loans for the Youth
In order to assist young people to purchase their own houses, the Ministry of Finance launched the “Preferential Housing Loans for the Youth” offered by the eight banks with government-owned shareholdings with the banks’ own capital from December 1, 2010 to July 31, 2026. The limits for each household are a maximum loan ratio of 80%, a maximum loan amount of NT$10 million, and a maximum loan period of 40 years. This policy provides people with multiple preferential options and meets the needs of various types of family loans, which reduces the burden of people buying their own houses.